Even went to bank and they couldn't figure it out. You can avoid ATM fees if you select "DEBIT" and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores. You can call Skylight and have checks sent in the mail. Per foreign transaction. 4 Answers aaja Come. $1.00 BALANCE INQUIRIES (PER INQUIRY) Balance Inquiry via Automated Phone Service (IVRU) 1-877-814-7679 NO FEE Balance Update via Anytime Alerts Opt-In for free Anytime Alerts which are sent via email or text NO FEE4 Imposing surcharges comes with its pros and cons, so consider them well before making this decision. Credit card transaction fees can be hard to understand, but Square doesnt have any hidden fees that could increase their rates. Required fields are marked *. Fee is assessed to your Card Account. Necessary cookies are absolutely essential for the website to function properly. Select the transaction and click on Stop this transfer/payment. All trademarks and brand names belong to their respective owners. There is also the POS WAT communication fee, charged whenever the terminal dials the toll-free number 800 to send or receive information. 7. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Fee will be assessed when this service is requested with additional or replacement Card orders. A POS decline fee occurs when you do not have the funds available in your account to pay for the transaction at hand. If you dont have enough funds on your bank account, not only will your transaction be declined, but your bank will most likely charge you a decline fee. There are several types of them, but generally, they all strive to provide fast and efficient service for retailers looking to improve or expand a business. xcd```d`aL@@HpO@Bd$d7P$Ld $Bnxc ($r2D Per transaction. I tried this three times with no success and as it turns out I have 3 POS signature decline fees. Decline Fee - Domestic or International $1.00 Per declined transaction. Find details and conditions for all fees and services below. However, even a cash register could be considered a point of sale, although it usually refers to specially-designed machines for processing payments. Add or Replace a Card Replacement Card Fee $5.00 Per lost, stolen, or damaged card replaced. These cookies ensure basic functionalities and security features of the website, anonymously. Fee is determined and assessed by MoneyGram. Balance Inquiry Fee - Telephone Automated Service $0.00 Balance Inquiry Fee - Telephone Customer Service Agent $0.00 Per inquiry conducted through a Customer Service Agent. digital coupon for a one-time Custom Card Fee waiver when you qualify for Netspend Premier. Netspend is a SCAM! 39 0 obj <> endobj Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. 0 Decline Fee Domestic $0 You may be charged a fee by the ATM operator. The Kb of pyridine, C5H5N, is 1.5 x 10-9. The Netspend Prepaid Mastercard is issued by Pathward, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. It is a machine or a terminal used for processing payments and transactions between a merchant and a customer. Coupon valid for 365 days . Sometimes on Family Guy when there about to take someones heart out they say, calimar or maybe its spelled different. Does this mean addressing to a crowd? The Pay-As-You-Go Plan (PAYGO) is automatically effective at the time of Card activation, unless the Cardholder chooses the optional Monthly Plan. & See your Cardholder Agreement inyour Account Center for details. For more information on fee plans for a new Card Account, visit the, To see the fees associated with a current Card Account, log in to the Online Account Center. "Data Point: Checking account overdraft." No fee for calling Customer Service (Automated or Live Agent) for inquiries, including balance inquiries. HVK8@Q(szoh'~ipT_q0,9|_vfOt#^pq]hk} s~v0~qtZ0l?3&]+i!dL\[f^^ /mnoxUvBxn. Fee is assessed to transferors account when the transfer is processed. The decline fee may be charged to your account by your bank at the time the transaction is declined. Time Point of Sale I dont have one but Im wondering if you can attach it to a venmo then transfer to your bank? There is no fee per purchase. If enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. No overdraft/credit feature. During checkout, select "DEBIT" and enter your PIN to make a PIN Purchase. Go to Pay & Transfer > Scheduled Transactions as shown below. It is a machine or a terminal used for processing payments and transactions between a merchant and a customer. This is a third-party fee and is subject to change. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Rates and fees. In accordance with applicable law, we provide a repository of all Netspend-managed Prepaid Account Agreements offered to the general public at the link below. 6vz]3ct0OW27 QNIf( #!WU?XHCot8*fW{)>[@SKD F+Hg?.\7ewmqG\MC^B%MVt&t*&m@jKy Add or Replace a Card Additional Card Fee $3.95 For each Additional Card requested that is not a Replacement Card. iyOv]SI./ Fee is determined and assessed by operator of Netspend Reload Network location and varies depending on location and amount of cash withdrawn. Point of sale transactions are usually performed at a store or business when you use your debit card to make a purchase. Use of these trademarks and brand names do not represent endorsement by or association with this card program. POS Decline Fees (Signature or PIN), and Fee for declined ACH debit) are at NO FEE. Jimmy aaja, jimmy aaja. The pay-as-you-go plan has no monthly fees, whereas the monthly plan charges $9.95 a month. This is a third-party fee and is subject to change. KM*l$I UBBSpC}FC4{ {)g%:c79dmgSXMqF8+;sx>3 9V e9Q2O=1H9rTf_oK$x stW>|`Yt20|&{>ZpW!jtu|4@gH[^hD4g[}xiV)=buB`3Un9nK;D'`eqyM69^yV(!v]R y[(E_* Reward offers are based on individual shopping habits. www.fdic.gov/deposit/deposits/prepaid.html. Greater of 5.0% of total check amount or $5.00. On the other hand, a hardware bundle typically includes: The monthly bank statement can help you track all your transactions, and go through them to check the use of your debit card. Payback Rewards is an optional program. [6]You love earning cash back rewards[7]from select retailers. $5.00/mo. Per declined transaction. pos signature decline fee netspendmt hood meadows black diamond. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. %%EOF Replacement Foreign Transaction Surcharge applies. You get cash back at the grocery store to avoid paying ATM fees. endstream endobj 73 0 obj <>stream 3 Answers C5H5N in water > C5H5NH+ & OH- Kb = [C5H5NH+] [OH-] / [C5H5N] 1.5e-9 = [x] 1. Es ridculo que t ______ (tener) un resfriado en verano. This cookie is set by GDPR Cookie Consent plugin. When you go into a store and swipe your card to pay for the purchase, the last thing you want is for the transaction to be declined. s"X"FEBr6YCEb IS<5(Rs{C4`lih@1+CGAA0 Ukc("/uDYDT9ObEF$TS 'v{o[)1-S.UyB?YC~!jr56P;7B4#UDS27 v2QeS(;E_Zc@.ihWM g$K We may also ask to see your drivers license or other identifying information. However, you may visit "Cookie Settings" to provide a controlled consent. But watch out for fees. Netspend issues many fees that can eat into your balance quickly. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Standard text message or data rates may apply. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Greater of 2.0% of total check amount or $5.00. %PDF-1.7 % Completa las oraciones con la forma correcta del presente de subjuntivo de los verbos entre parntesis.? Fee/Surcharge 3.5% of the transaction amount 3.5%3 Purchase Transaction Decline Signature or PIN; always check your balance first! IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT:To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. Please see the back of your Card for its issuing bank. B)Enter the the Ksp expression forC2D3 in terms of the molar solubility x. Jimmy aaja -M.I.A. For initial Card purchase at a retail location. No overdraft/credit feature. Your email address will not be published. That is sad. Netspend is a prominent provider of no fee prepaid debit cards, with over 10 million subscribers, and their Netspend Visa Prepaid Card is a feasible alternative to checking or savings accounts. This is a third-party fee and is subject to change. You may change your Plan any time by calling 186NETSPEND/18663877363 or by visiting www.netspend.com. For general information about prepaid accounts, visit www.cfpb.gov/prepaid. Me and my GF both get our milage and tips paid with the skylight card. See your Cardholder Agreement in your Account Center for details. w/ payroll/benefits direct deposits of $500 in 1 calendar month. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. SX3H`fH1`'!,_s L8i)d,XF6G,AzN aI$m Up to the greater of 2.75% of the withdrawal amount or $4.00. Greater of 1% of the withdrawal amount or $2.95, not to exceed $9.95. Currently, in ten states, surcharges are not allowed. Per withdrawal. xc```b``x`tAb, /o$00,b\g0IIS0 R $( Card usage is subject to card activation and identity verification.[1]. Though they can vary, the fees generally include the following: $9.95 per month for unlimited purchase use. POS Signature Purchase $0.00 There is no charge to make a POS signature purchase when funds are available. Per load. We also use third-party cookies that help us analyze and understand how you use this website. Analytical cookies are used to understand how visitors interact with the website. The cookie is used to store the user consent for the cookies in the category "Analytics". Banks and other financial institutions use a number of terms to denote various transactions and fees. For each additional Card requested that is not a replacement Card. _6i,w ") Direct Deposit Fee $0.00 Balance Inquiry Fee - OAC, Mobile App, Email, or Text Message $0.00 Standard text message or data rates may apply. Unfortunately withdrawing at an atm is the easiest way to transfer money out of a skylight account(at least in my experience). This is Photoshop's version of Loremer Ipsn gravida nibh vel velit auctoregorie sam alquet.Aenean sollicitudin, lorem quis bibendum auci elit consequat ipsutis sem nibh id elit. Card activation and identity verification required before you can use the Card Account. Per transfer from your Card Account to your debit card at another financial institution. Her articles appear in various online publications, including Sapling, PocketSense, Zacks, Livestrong, Modern Mom and SF Gate. . However, Clovers features are suitable for merchants who are looking to get more flexible solutions from their payment service. Per stop payment request on an ACH Debit/Preauthorized Payment Transaction. Is Forex trading on OctaFX legal in India? endstream endobj *This fee can be lower depending on how and where this card is used. Square doesn't charge checks, recording cash, or gift . Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. This cookie is set by GDPR Cookie Consent plugin. Pos Signature. 2. Can my 13 year old choose to live with me? If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 18554112372 or visit www.cfpb.gov/complaint. is pepperoni processed meat; pictures of yin yang tattoos. If you and your son both have the same bank and can instant transfer funds, he should be able to send you $xx amount on FB messenger and it will go in your bank and then you can instant transfer it to him. If you notice an extra charge named Foreign or International Transaction Fees, it means that your vendor is located outside of your country. Call the card company or go online and talk with a rep about your issues. I cannot figure out how he can transfer money from this card, to his bank account, other than withdrawing funds at a ATM and depositing at his bank.Could someone give me the secret pass code to figure out the easy way to get his done. s"X"FEBr6YCEb IS<5(Rs{C4`lih@1+CGAA0 Ukc("/uDYDT9ObEF$TS 'v{o[)1-S.UyB?YC~!jr56P;7B4#UDS27 v2QeS(;E_Zc@.ihWM g$K 5 That charge is usually around one dollar or less. to the empployees was very informative. Deltoid muscle _____ 2. Signature transaction fee: $0: Signature transaction fee (pay-as-you-go plan) $1.50: PIN transaction fee: $0: PIN transaction fee (pay-as-you-go plan) $1.50: cta text. How do I cancel my CIMB Clicks subscription? A POS decline fee occurs when you do not have the funds available in your account to pay for the transaction at hand. endstream endobj 45 0 obj <>stream There may be times when youll want to refund a Point of Sale credit card payment. Netspend is a registered agent of Pathward, N.A., and Republic Bank & Trust Company. How to Set Up a Merchant Account for Credit Cards. No Fee: $9.95 per month: $5.00 per month: Signature Purchase Transaction Fee*** $1.50 each: Included in Plan : . Following those two (2) NO FEE declines, any subsequent ATM Transaction Decline Fee in the same calendar month will have a fee of no greater than $0.30; any subsequent Purchase That sucks. If you choose "Debit" at checkout and use your PIN, banks sometimes charge an extra fee. Save my name, email, and website in this browser for the next time I comment. The Netspend Visa Prepaid Card is issued by Pathward, National Association and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. HOk@smD/M)]'Kd73z}+}(3?eW7?8(#%8 y(i[C y]P-bfHX[sx_{gTRQL92I'F>_f+>:`xD ! 5% for all other accepted check types, including hand-signed payroll and government checks, with a minimum fee of $5. Stop Payment Fee: . Consumer Financial Protection Bureau: My bank/credit union charged me a fee for overdrawing my account, Lightspeed: What is a POS purchase? But opting out of some of these cookies may affect your browsing experience. Save almost 50% on the Monthly Plan when you upgrade to Premier and get the Reduced Monthly Plan[3]. The Kb of pyridine, C5H5N, is 1.5 x 10-9. This is incorrect; there is an option in the net spend app to transfer money, you just have to set it up with your bank. For general information about prepaid accounts, visit cfpb.gov/prepaid. Provide the biller with the Issuers routing number and your assigned Account Number. Fee is determined and assessed by operator of retail location and varies depending on location. See Cardholder Agreement for details. cardholder is charged the listed fee. The page you are looking for does not exist. Name the major nerves that serve the following body areas? Not all banks charge POS service fees. 2% for payroll and government checks with a pre-printed signature, with a minimum fee of $5. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. 5 That charge is usually around one dollar or less. Per transaction. This is a third-party fee and is subject to change. KM*l$I UBBSpC}FC4{ {)g%:c79dmgSXMqF8+;sx>3 9V e9Q2O=1H9rTf_oK$x stW>|`Yt20|&{>ZpW!jtu|4@gH[^hD4g[}xiV)=buB`3Un9nK;D'`eqyM69^yV(!v]R y[(E_* See the Cardholder Agreement for details. You also have the option to opt-out of these cookies. 38 0 obj <> endobj You may also change your fee plan in your. You know how to live well on a budget. & This is an abbreviation for point of sale system. Transaction Decline Fee $1.00 Per declined ACH transaction. Posterior Thigh _____ 4. This cookie is set by GDPR Cookie Consent plugin. This has been going on for about a week Every time I try to watch a video on Youtube from my laptop I get instantly redirected to "gslbeacon.ligit.com." Unfortunately Skylight One is a NetSpend rechargeable card, and does not support any direct transfers, leaving you with only the indirect option that youve already mentioned. It does not include ATM fees or any other fees associated with the use and reloading of the Card Account. Per check load. Fee deducted from check total prior to loading your Card Account. This would be appropriate if you had processed a point of sale payment and later determined the amount to be incorrect. We do it differently because we both have accounts and only one transfers the difference to the other. Box 2136, Austin, TX 78768-2136, or visit www.netspend.com to learn more about the terms and conditions of your prepaid account. Upon qualifying, an eligible Cardholder who is on the Pay-As-You-Go Plan may call 186NETSPEND/18663877363 or visit www.netspend.com to change to the Reduced Monthly Plan; a Cardholder already enrolled in the Monthly Plan will automatically be changed to the Reduced Monthly Plan. Using the method described here, point of sale refunds must be made for the exact amount of the original transaction. A touchscreen computer that operates with software to complete orders and process all payments. You can find the polarity of a compound by finding electronegativities (an atoms desire for an electron) of the atoms; Carbon has an electronegativity of 2.5, compared to Fluorines A) Enter the the Ksp expression for the solid AB2 in terms of the molar solubility x. You can manage your finances and load money onto these cards. :9Aa;'S+]o7]c0c5C^nC!.8MOx~y/IUgx{Y5CxMC;Kw]Kc\?Nmxo'~mcg?$U%~8T^|t^Ls,",|\Ny^CR\e#r\"PPzf12%%%y!AhAhAhAhAhPCA This is an abbreviation for point of sale system. Not all banks charge POS service fees. 5 Best eCommerce Payment Processing Tools, PCI Non-Compliance Fee Everything You Need to Know, Intuit Merchant Services Fees Things You Should Know. Your email address will not be published. Per transfer from your debit card at another financial institution to your Card Account. I use this to transfer funds to my account to pay bills and such. Register your card for FDIC insurance eligibility and other protections. Card Delivery Fee - 1-2 Business Day Delivery $25.00 Charged in addition to Additional Card Fee or The Kb of pyridine, C5H5N, is 1.5 x 10-9. These cookies will be stored in your browser only with your consent. 186NETSPEND (18663877363). Different types of these systems are particularly tailored for the needs of restaurant owners, for example, or cosmetic salons. 2023 Netspend Corporation. 5 Answers There is no word like addressal. Per withdrawal. This website uses cookies to improve your experience while you navigate through the website. BofI Federal Bank, Member FDIC. * This fee can be lower depending on how and where this card is used. Avoiding transaction fees is important, because you use your Card for everything. The price of these systems varies, and it depends on the size of business and the package you opt for. View Prepaid Account Agreements and Fee Schedules. Not only is it embarrassing, but you run the risk of your bank charging you fees. And other POS term clarifications, FDIC: Your Guide to Preventing and Managing Overdraft Fees, RECURRING | definition in the Cambridge English Dictionary. ACH/Preauthorized Payment Transaction Decline Fee: $1.00 per declined ACH transaction. hbbd```b``V@$d:&gHV^0 "Yf`5,&`S``C +DHqx9d $nbe`a;^F,+ : Key Takeaways. Certain products and services may be licensed under U.S. Patent Nos. Therefore, you should research them well, as well as all the charges that come along, and find the best solution for you. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. CIMB CLICKS ONLINE BANKING Yes. You dont want to commit to a monthly fee and prefer to pay only for what you use. El subjuntivo One-Time Point of Sale (POS) Debit Card Transactions would include those transactions conducted at the point of sale. Square doesnt charge checks, recording cash, or gift certificate payments. Work Plz. How the knowledge of educational psychology can help the teacher to provide quality education? hb```b``g`e`0 ,@Qfs78J=Fg,Wiv%b)50n`ccX sO P@5A;xtaY@(` S@] P5 I guess I wasn't missing much then. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Per transfer of funds via ACH from your Card Account to your bank account at another financial institution. I had no money left to pay for my son's formula. My son works at Domino's, he get paid milage and tips on a Skylight One card. Pay-As-You-Go Cardholders must enroll in the Monthly Plan to activate the Reduced Monthly Plan. Enter the the Ksp expression forC2D3 in terms of the molar solubility x.? Per transfer of funds via ACH from your bank account at another financial institution to your Card Account. Much more of a hassle than it is worth but it is an option. For processing and mailing of a return of funds check at Card Account closure. However, even a cash register could be considered a point of sale, although it usually refers to specially-designed machines for processing payments. It never hurts to know how much you can save. pvi=zv\hagq N= '0#r#hC[f`gHq=67x-dPwF4 Program sponsor: Netspend Corporation. This is a third-party fee and is subject to change. ATM Transaction Decline Fee - Domestic $1.00 each ATM Transaction Decline Fee - International $1.00 each Tip to avoid ATM fees: Select "DEBIT" and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores. Subsequent deposits are not required to keep the Reduced Monthly Plan option available. During checkout, select "CREDIT" on the keypad to make a Signature Purchase. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. The Pay-As-You-Go Plan listed above is automatically applied to your Card Account when you first obtain the Card. In case you notice a transaction that you havent made, you should contact your bank to check it. Add or Replace a Card When you use an ATM not owned by us, you may be charged a fee by the ATM operator, and you may Statements are also available by logging in to your Online Account Center at. Standard text message or data rates may apply. It doesnt require you to use a merchant account or to pay any monthly costs. Pathward, N.A., and Republic Bank & Trust Company; Members FDIC. Contact Netspend by calling 1-866-387-7363, by mail at P.O. 0 Netspend, . 39 0 obj <>>>/Lang(en-US)/Metadata 24 0 R/OpenAction 65 0 R/Outlines 34 0 R/PageLayout/SinglePage/Pages 36 0 R/Type/Catalog/ViewerPreferences<>>> endobj 41 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/Properties<>/XObject<>>>/Rotate 0/Tabs/W/Thumb 18 0 R/TrimBox[ 0 0 612 792]/Type/Page>> endobj 42 0 obj <>stream Per inquiry. 60 0 obj <>/Filter/FlateDecode/ID[<21BF36D2A47945F49898ACC9707A0429>]/Index[39 28]/Info 38 0 R/Length 107/Prev 651495/Root 40 0 R/Size 67/Type/XRef/W[1 3 1]>>stream The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. Me molesta que mis padres no ______ (cuidar) su alimentacin.. 3. PLEASE HELP!!! Per transfer. How do you summon no AI mobs in Minecraft? What Do You Mean by POS? Luckily, you can reduce your monthly plan to $5 if you receive at least $500 a month in . Some bill payment services are subject to fees. }EsbcVWuGO{PA9bw During checkout, select "CREDIT" on the keypad to make a Signature Purchase. Date of experience: February 21, 2023 For more information on fee plans for a new Card Account, visit theCard order page. $5.00/mo. Per bill payment. Residents of Vermont are ineligible to open a Card Account. The Netspend Prepaid Mastercard is a prepaid card that lets you spend money in style with MLB and WWE themed cards. He is on the spectrum, so getting information from him can be frustrating. A POS decline fee occurs when you do not have the funds available in your account to pay for the transaction at hand. They refused to refund me all those fees even after I agreed to join the program! bLV`D0f"XUn PIN Purchase Transaction Fee Pay-As-You-GoPlan $1.50 Monthly Plan $0 . toggle menu toggle menu. See the Online Account Center for details about the methods of payment available. An alternative method that I've used in the past is using two seperate paypal accounts to transfer funds. You may also be charged a fee by the ATM operator. Tara Thomas is a Los Angeles-based writer and avid world traveler. hSO0W#^I#Jm-]SmF~1 Pizza hut uses the same stupid card. error404,mkd-core-1.0.2,translatepress-it_IT,highrise-ver-1.4,,mkd-smooth-page-transitions,mkd-ajax,mkd-grid-1300,mkd-blog-installed,mkd-header-standard,mkd-sticky-header-on-scroll-up,mkd-default-mobile-header,mkd-sticky-up-mobile-header,mkd-dropdown-slide-from-bottom,mkd-dark-header,mkd-full-width-wide-menu,mkd-header-standard-in-grid-shadow-disable,mkd-side-menu-slide-from-right,wpb-js-composer js-comp-ver-5.7,vc_responsive, Via Caterina Percoto 10, 33100 Udine - Italia. Use of the Card Account is subject to activation, ID verification, and funds availability. Over-the-Counter Cash . Following those two (2) NO FEE declines, any subsequent ATM Transaction Decline Fee in the same calendar month will have a fee of no greater than $0.30; any subsequent Purchase HVK8@Q(szoh'~ipT_q0,9|_vfOt#^pq]hk} s~v0~qtZ0l?3&]+i!dL\[f^^ /mnoxUvBxn. BofI Federal Bank, Member FDIC. Can my bank cancel a pending transaction? I was not aware of the one time fee of $5 a month to avoid it. This is a third-party fee and is subject to change. Netspend does not charge for this service, but your wireless carrier may charge for messages or data. I use this to transfer funds to my account to pay bills and such. Decline Fee $0 No Fee. Before committing to one system, ask about all additional charges; sometimes they are included, but features such as tech support or upgrades are usually not. Fee is determined and assessed by operator of Netspend Reload Network location and varies depending on location. Venmo is useful, but you need to have a trusted person on the other end that you are transferring your money too. Signature Purchase Transaction Fee Pay-As-You-Go Plan $1.50 Monthly Plan $0 Reduced Monthly Plan $0 . Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee, for ninety (90) days. WAT stands for wide-area telephone service, and this authorization fee is charged additionally.
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